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Something just right for YOU

We offer a wide variety of personal accounts: chequing, savings and fixed deposits, designed with you in mind to meet your financial needs, giving you the freedom, flexibility and peace of mind that you deserve.

Find out more about which account best suits you and your needs and how to apply.

Chequing

An everyday account that moves the way you do.

  • Free  Visa Classic or Infinite Debit Card
  • 24/7 access to the global network of ATMs 
  • Online Banking with free e-statements 
  • Accounts available in HK$ & US$
  • Open an account with just $1,000 ($5,500 for non-residents)

Apply

EZ Banking

The account that’s right for everyday life. 

  • Savings / transactional hybrid account 
  • Free Visa Classic or Infinite Debit Card
  • 24/7 access to the global network of ATMs 
  • Flat Interest Rates on balances of $25,000 and above
  • Low POS fees when using your debit card 
  • Online Banking with free e­-statements
  • Open an account with just $1,000 ($5,500 for non-residents)

Apply

Suncast Savings

Banking just got easier for customers 60+.

  • Free Visa Classic or Visa Infinite Debit Card
  • 24/7 access to the widest global network of ATMs 
  • Tiered interest rates* paid on balances of $25,000 and over
  • No fees on debit card purchases or ATM withdrawals
  • Online banking access including free e-statements
  • Concierge service offered to premium clients
  • Designated parking at our location
  • 10% discount on Wire and Draft fees

* Interest rates are subject to prevailing market conditions

Apply

GenNow

Get the GenNow experience. Reap the benefits of our new youth account for ages 10-21

  • Free Visa Classic or Infinite Debit Card
  • 24/7 access to the widest global ATM network
  • Earn interest on balances of $4,500 and over
  • No fees on debit card purchases or ATM withdrawals
  • Online banking access including free e-statements
  • Open an account with $3,000
  • Introduction to good money management at an early age
  • Exclusive opportunities for prizes and engagements, year-round

Apply

Fixed Deposits

Make your money work for you on your terms.

  • Interest paid annually on 2 and 3 year fixed deposits
  • Online banking access including free e-statements
  • Competitive rates
  • Receive a higher guaranteed yield for the term
  • Flexible terms
  • Same day processing
  • Opening deposit of HK$25,000, US$15,000, CAD$10,000, GBP£8,000

Apply

Student Saver

Get ahead on savings that can make a difference in the life of your little one. It’s more than just savings; it’s an investment in their future.

  • Designed for parents to save for their children's education
  • All the benefits of online banking including free e-statements
  • Open an account with just $1,000

Apply 

Applying is so easy

How to apply

Complete our application form and provide copies of the following documentation*. Send them to accounts@scbmail.trade.

*For Non-Residents, please see application form for details of required documentation. 

Application Form 

  • ID - Passport 
  • Proof of address 
  • Bank or Character Reference (if Bank relationship is less than 3 years)
  • Employment Letter or Source of Funds documentation

Visa Classic Debit Card

The easy way to pay for all your everyday purchases   

  • No annual fee
  • Contactless - for quick & easy purchases under $50
  • Access your money 24/7 from any ATM
  • Chip & PIN - for added security
  • Price protection of up to US $200 per year
  • Visa Travel Assistance Services 

Learn more & apply